Moving Home? Looking for your Next Home Loan?
Relocating, Upsizing or Downsizing we will find you an ideal home loan.
When you’re moving from your old home to a new home or converting your current home into an investment property, you may need to consider your options for a new home loan.
In general, you have two choices when it comes to switching your present loan. You have the option of refinancing with the same lender (or a new lender) or paying off the previous loan and taking out a new one with your new property. We can assist you in determining what you can afford and which option is best for you.
If you’re buying a new home to live in, you’ll need to consider the type of home loan that will best suit your needs. This may include looking at the interest rate, fees, and features of different loan products, such as variable rate loans, fixed rate loans, or split loans.
At Force Finance Solutions, we handle the transition for you, notifying you of all costs along the route, such as buying/selling fees, inspection fees, conveyancing fees, and mortgage insurance. We can also help setup all of the new connections on your new purchase so you only have to flip the key.
Ready to take the next step?
At Force Financial Solutions we will assist you with searching for the best products, whether it be a mortgage, personal loan or debt consolidation.
How much is Stamp Duty?
In Australia, stamp duty is a tax that’s levied by state and territory governments on certain transactions, such as the purchase of property, motor vehicles, and some types of insurance policies.
When it comes to property purchases, stamp duty is typically payable by the buyer and is calculated as a percentage of the property’s sale price. The amount of stamp duty payable can vary depending on the state or territory where the property is located, as well as the value of the property.
Stamp duty can be a significant expense for property buyers, particularly for those purchasing more expensive properties. Some states and territories offer concessions or exemptions for certain types of buyers, such as first home buyers or pensioners.
It’s important to factor in the cost of stamp duty when budgeting for a property purchase, as it can add a significant amount to the overall cost of the transaction.
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How much can you borrow?
Want to crunch some numbers before you go any further? Use our online calculators to find out what you can afford or save in regards to your finances.
