What Home Loan are you looking for?
Find the loan that best suits your needs.
First Time Buyers
Buying your first home can be daunting. Buy with confidence and let us guide you through the entire process, from contract to settlement and beyond.
Next Home Loans
Downsizing, upsizing, or relocating. When you buy your next home, you must decide what to do with your existing home. Whatever you decide you will need a loan.
Refinance Your Home
Looking for a better deal on your present mortgage. You could be saving more with great rates and low fees. Switching with Force Finance Solutions is easy.
Invest In A Property
You're thinking about investing your money in a property. We can assist you in locating a house loan that provides flexibility over the life of your investment.
Ready to take the next step?
At Force Financial Solutions we will assist you with searching for the best products, whether it be a mortgage, personal loan or debt consolidation.
What types of loans are available?
Owner Occupied
Are you looking for a home loan for the property where you intend to live?
Whether you want to buy an existing home, build a new one, or renovate an existing one, having the correct home loan for your needs is critical.
Investment
Looking to buy or renovate a home as an investment?
An investment house loan allows you to borrow the funds needed to purchase a residential or commercial property. This investment could be purchased with the purpose of receiving a rental return or possibly profiting from selling in the future.
Ready to take the next step?
At Force Financial Solutions we will assist you with searching for the best products, whether it be a mortgage, personal loan or debt consolidation.
How do I choose between Fixed and Variable Rates?
Fixed Rates
Are you a borrower who believes interest rates will rise? Are you risk averse and looking for stability and assurance when it comes to house loans?
By selecting a fixed rate home loan, you will be assured the rate granted at the time of settlement and your loan repayments will not fluctuate with the market. Typically, the term ranges from one to five years, with some lenders offering even longer terms.
Be advised that if you fix a home loan, it can be a costly exercise to break or get out of because the lender will require you to pay all unpaid interest. Breaking the contract could cost you hundreds of dollars, therefore request a ‘payout’ figure beforehand before opting to cancel this.
At Force Financial Solutions we will advise you on all your options.
Variable Rates
Variable means that the interest rate can go up or down. Because interest rates fluctuate, you may want to consider a variable rate home loan for flexibility and the ability to make additional payments without incurring fines or penalties. You may combine this with a no-fee redraw service, giving you access to any overpaid funds.
Lenders Accessed
How much can you borrow?
Want to crunch some numbers before you go any further? Use our online calculators to find out what you can afford or save in regards to your finances.
